Chime: Earn up to $75 for Each Friend You Refer

Chime is an online financial technology company that offers banking services through its mobile app. Chime has a generous referral program where existing users can earn cash rewards for referring friends to open Chime accounts. You can earn $75 for each friend that you successfully refer! In this article, we’ll explain what Chime is, how the referral program works, its benefits, and tips to maximize your referral bonus earnings.

What is Chime?

Chime is an all-digital financial services company that offers checking and savings accounts through its mobile banking app. Some key features of Chime include:

  • Fee-free debit card transactions
  • No monthly service fees
  • Early direct deposit of paychecks
  • Automatic savings features
  • Overdraft fee protection

Chime aims to provide an accessible, affordable, and user-friendly banking experience. The company has grown quickly by word-of-mouth and referrals.

How the Chime Referral Program Works

Chime makes it rewarding to refer friends and family to open accounts. Here are the details on how it works:

  • Share your unique link – Inside your Chime app, you can access a unique referral link to share. This code tracks referrals back to you.
  • Refer friends – Share your link via text, email, social media, or however else you connect with people.
  • Get a bonus – After someone clicks your link, signs up, and receives $200 in direct deposits – you earn a $75 referral bonus!
  • Receive rewards – Chime deposits the $75 straight into your Chime Spending Account. It’s that easy!
  • Unlimited potential – There are no caps on how many people you can refer or how much you can earn.
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Benefits of the Chime Referral Program

Here are some of the great benefits of participating in Chime’s referral program:

  • Earn $75 per referral – The high referral bonus amount makes it lucrative to participate. This is essentially free money!
  • No limits – You can refer as many friends as you want and earn unlimited bonuses.
  • Effortless tracking – Your referrals are automatically tracked in the Chime app, making it easy to monitor your bonuses.
  • Deposit bonuses instantly – The $75 is deposited to your Chime Account as soon as the referral criteria are met, so you can use the funds right away.
  • Get friends started – You help friends access Chime’s free and useful financial features.

Read : Easy Way to Earn $75 with Brigit Referral Program

Tips to Maximize Your Referral Earnings

Follow these tips to earn the most money possible from referrals:

  • Share on social media – Post your referral link on Facebook, Twitter, Instagram and ask your followers to sign up. Updates with the link regularly.
  • Text friends & family – Text your referral link directly to friends and family who you think would be interested in Chime.
  • Send emails – Email your contacts, highlight Chime’s benefits, and provide your referral link. Follow up with reminders.
  • Offer incentives – Consider boosting signups by offering small incentives for using your link like gift cards or cash bonuses.
  • Join forums – Active forums and communities focused on banking, finance, and money saving are great places to share your link when relevant.
  • Use a link shortener – Shorten your referral link with or another tool before sharing.
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Step-by-Step Guide to Earning $75 Bonuses

Follow this simple step-by-step process to earn $75 for every friend you refer:

Step 1: Sign Up for a Chime Account

Download the Chime mobile app and complete the process to open a Spending Account. Referral bonuses are deposited here.

Step 2: Find Your Unique Referral Link

Log into your Chime account and go to the “Refer Friends, Get $75” section of the app. Here you can access your special referral link.

Step 3: Copy Your Referral Link

Copy your referral link so you can easily text, email, or share it however you contact potential referrals.

Step 4: Share Your Link Frequently

Start sharing your referral link via social media, text, email, and any other channels. Share often and ask friends directly to sign up.

Step 5: Track Link Clicks

Log into your  account to see who clicks your link and monitor the status of signups.

Step 6: Get Your $75 Bonus

Once your referral finishes signup and meets the $200 direct deposit requirement – you instantly earn $75!


Chime’s generous $75 referral bonus provides an easy way to earn extra cash quickly. All it takes is sharing your personal link with friends. Follow the tips in this article, share your link widely, and you can earn hundreds of dollars or more in referral bonuses. Sign up for a Chime account today and start referring!

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