Earn up to $25 for Each Friend You Refer to Earnin

Earnin is a financial technology app that lets users access wages they’ve already earned before their scheduled payday. It has a referral program where current users can earn rewards for successfully referring friends to join Earnin. You can earn up to $25 in bonuses for each friend that signs up using your referral link and completes qualifying activities. In this article, we’ll explain what Earnin is, how its referral program works, the benefits of participating, and tips to maximize your referral earnings.

What is Earnin?

It is an app that provides early access to paycheck funds for hourly and salaried workers. Key features include:

  • Access up to $100 per day from earned wages before payday
  • No fees, interest charges, or hidden costs
  • Cash out anytime with instant transfers to your bank
  • Build your credit with certain cash advance conversions

Earnin aims to provide financial flexibility, help avoid overdrafts/fees, and give people control over their hard-earned money between pay cycles.

How the Earnin Referral Program Works

Referring Earnin to friends can earn you up to $25 per successful referral. Here’s an overview:

  • Share your unique link – Your personal referral link can be accessed in the Earnin app and tracked.
  • Refer friends – Share your unique link via text, social media, email, or other communication channels.
  • Get a bonus – After someone signs up with your link and cashs out their first Advance, you earn a $5 referral bonus.
  • Earn more – You get an additional $20 bonus if your referral remains active for 30 days straight. That’s $25 maximum per referral!
  • No limits – There are no caps on how many friends you can refer or total bonuses you can earn.
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Benefits of the Earnin Referral Program

There are many benefits that make the Earnin referral program worth participating in:

  • Earn up to $25 per referral – The bonus amount is quite lucrative for simply sharing your link.
  • Unlimited earning potential – There are no caps on how many successful referrals you can have.
  • Easy tracking – Your referrals are tracked within the Earnin app, making it simple to monitor bonus status.
  • Instant payouts – Bonuses are paid out immediately after referral milestones are met.
  • Help friends – Share Earnin so friends can avoid overdrafts and access wages sooner like you do.

Tips to Maximize Your Referral Earnings

Follow these tips to earn the most money possible from the Earnin referral program:

  • Share on social media – Post your Earnin referral link on your Facebook, Instagram, Twitter, etc. and ask your followers to sign up.
  • Text friends & family – Text your referral link directly to friends and family who you think would benefit from using Earnin.
  • Send emails – Email contacts highlighting Earnin’s features and providing your referral link. Follow up with reminders.
  • Offer incentives – Boost signups by offering small incentives for friends who use your link like gift cards or cash.
  • Share in relevant forums – Join forums focused on personal finance or side income and share your link when appropriate.
  • Shorten your link – Use bitly.com to shorten your referral link before posting it places.

Step-by-Step Guide to Earning Referral Bonuses

Follow this simple step-by-step process to earn up to $25 for each friend you refer:

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Step 1: Sign Up for Earnin

Download the Earnin app and complete the signup process including connecting your bank account.

Step 2: Find Your Referral Link

In the Earnin app menu, go to “Settings” then “Invite Friends” to view your unique referral link.

Step 3: Copy Your Referral Link

Copy your Earnin referral link so you can easily text, email, or share it however you contact potential referrals.

Step 4: Share Your Link

Start sharing your referral link with your networks through different platforms. Ask friends and family first.

Step 5: Track Link Clicks

Log into your Earnin account to see who clicks your link and monitors new user signups.

Step 6: Get Your Referral Bonuses

Once your referral cashes out their first Advance, you get your first $5 bonus. You get the additional $20 after they remain active for 30 days straight!


With Earnin’s generous referral program, you can earn up to $25 per friend that signs up using your personal referral link. Follow the tips in this article, consistently share your link, and watch your referral earnings add up quickly. Sign up today and start referring friends right away.

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